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How do I get out of debt? Contact us for a complementary consultation! We’ll get you pointed in the right direction, guaranteed! 

We are physically located in Sooke, and serve Greater Victoria, and lower Vancouver Island British Columbia, Canada. For added convenience, we will come to you. That’s how local we are. If you live elsewhere in BC, we’re still available by phone or video.

• Debt Relief Counselor: Britt Santowski, author of The Three Strategies of the Unstoppable Woman, publisher at Sooke PocketNews.ca

• Authorized Staff

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• Contents

  • Home
  • FAQ
    • Frequently Asked Questions
    • What Can a Debt Counsellor Do For Me?
  • Debt-relief options
    • Bankruptcy
      • About Bankruptcy
      • Declaring Bankruptcy
      • Repairing your credit rating
    • Consumer Proposal
      • About Consumer Proposals
      • Filing a Consumer Proposal
      • Repairing your credit rating
    • Credit Counselling
      • About Credit Counselling
      • Repairing your credit rating
    • Debt Negotiation
      • About Debt Negotiation
      • Repairing your credit rating
  • Consumer Alerts!
  • Articles
  • Divorce
  • About
    • Testimonials
    • About us
    • Debt Counselling
  • Testimonials
  • Contact
    • Contact
    • Privacy Policy
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• Articles

  • TD Latest Bank To Earn Billions And Dole Out Job Cuts – Huffington Post Canada
  • Washington state teachers hold one-day strike over wages, class sizes – World Socialist Web Site
  • European Factors to Watch-Shares seen up on earnings, China stimulus hopes – Reuters
  • Knowing your options is the first step to becoming debt free
  • Legislated debt-reduction programs
  • Fees attached to receiving paycheques is just plain wrong
  • Banks
  • Banks quarterly profits, March 2013
  • Is it time to re-think the entire banking paradigm?
  • Database cull

• Basic Information

  • 8 Myths of Bankruptcy
  • Bankruptcy and Aboriginal Legal Issues (pdf)
  • Bankruptcy Exemptions
  • BC Consumer Protection – Prohibited Debt Collection Practices
  • Buying goods on credit in BC
  • Consumer Debt and Credit/Debt Law in BC (pdf)
  • Harley Hahn – Understanding Money
  • Money: What it is and how it works
  • Personal Finance for All
  • Trustee Directory in Canada
  • What happens after I file for bankruptcy?

• Credit Rating

  • Free Credit Report
  • Free Credit Score Calculator
  • Understanding your credit rating

• For Students

  • Declaring Bankruptcy when you have student loans
  • Interest Relief for BC Student Loans

• Resources

  • A Vast Array of Calculators
  • Credit Card Repayment Calculator

• Your Options

  • Alternatives to Bankruptcy
  • Declaring Bankruptcy
  • Receiving Not-for-profit Credit Counselling
  • Submitting a proposal

• Popular Topics

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